Finally, a five-minute-a-day plan to save yourself from debt!

  • Live on your cash income, and live well
  • Use your creativity instead of your credit cards for needs and wants
  • Pay back debts without gouging your living expenses

"This is the right message at the right time
-- clear, practical,real, inspiring and liberating. This book is for everyone!"

- Lynne Twist, bestselling author of The Soul of Money

Get it at:


The Debt-Free Spending Plan:  An Amazingly Simple Way to Take Control of Your Finances Once and For All is a book for people who want to free themselves from the choke hold of debt but who don’t know how.

It’s for people who hate numbers, never liked math, and rarely, if ever, balance their checkbooks.  The Plan is simple, easy and takes just five minutes a day—and it doesn’t matter if you make $14,000 or $14 million, the Debt-Free Spending Plan will work, every time.

You will learn how to:

  • Live on your cash income, and live well
  • Use your creativity instead of your credit cards for needs and wants
  • Pay back debts without gouging your living expenses

So what, at the end of the day, makes this plan so different?  This is what’s different:  it’s SIMPLE.  It’s clear.  It’s E-A-S-Y.  It’s a non-punishing, easy-on-the-soul approach to learning how to live debt-free.  No deprivation.  No living for our creditors.  We start from today.  We don’t dig up our childhoods or our past spending history.  And—God help us—there is no need to 1) learn a new software program, 2) understand investments, 3) or comprehend “the market” before we begin.

The Debt-Free Spending Plan doesn’t care if we’re afraid, rebellious, angry or resistant.  If we can add, we can use the Plan to get free of debt for the rest of our lives.

Debt is strangling Americans, and millions of us are suffering from the stress of its paralyzing grip.  Now, The Debt-Free Spending Plan is here to show us how to get free of it—simply, easily and rock-solid successfully.

If you’re tired of the heart and soul drain that debt produces in your life, and you’re ready to live free from money stress, then The Debt-Free Spending Plan is for you.